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By Bobby Kan, Caden Cewe, Lucas Zhang, Diego Figueroa, Sophie Adzhavi, Ethan Ng, Lake Zhou, and Allen Klingel January 18, 2026 Executive Summary Market Scale & Importance The global microfinance market serves approximately 150 million active borrowers and manages over $260 billion in outstanding loans. It plays a critical role in addressing a persistent global SME credit gap estimated at roughly $5 trillion. Who the Market Serves Microfinance activity is geographically concen